Passwords.txt -

In technical circles, passwords.txt often refers to a dictionary file containing thousands or millions of common passwords, such as 123456 , password , or qwerty . These files are used in: A. Brute-Force and Dictionary Attacks

When you might accept a local file (rare, controlled exceptions) passwords.txt

Probably not. As long as humans prefer visible, simple solutions over encrypted complexity, the text file will live on. In technical circles, passwords